Join a community of over 15,000 members building financial success
Experience the credit union difference
As a member, you're not just a customer - you're an owner. Your voice matters in how we operate.
Enjoy higher interest on savings and lower rates on loans compared to traditional banks.
Share in our success with annual dividend payments to all qualifying members.
Your deposits help fund loans for fellow members, strengthening our community.
Access free workshops, seminars, and resources to improve your financial literacy.
Experience personalized attention from staff who know you by name.
Choose the membership that suits your needs
For personal savings & loans
For cooperatives & groups
For businesses & organizations
Documents required for membership registration
Ghana Card, Voter ID, or Passport
2 recent passport-size photos
Utility bill or residence permit
GH₵100 registration + GH₵50 minimum savings
Business or association registration
Authorizing account opening
IDs & photos of authorized signatories
Registration fee + minimum savings
Fill out this form and we'll contact you to complete your registration
Common questions about joining CRI Credit Union
Anyone who lives or works in Ghana can join CRI Credit Union. We welcome individuals 18 years and above, as well as registered businesses and associations. Minors can open Junior Savers accounts with a parent or guardian as co-signer.
If you have all required documents, registration takes about 30 minutes. Your account is active immediately after registration, and you can start making deposits right away.
You can express interest online using the form above. However, for security and compliance purposes, you'll need to visit a branch with your documents to complete the registration process.
The minimum savings balance is GH₵50 for individual accounts. This amount must be maintained in your account at all times. There are no monthly maintenance fees for maintaining this balance.
Visit any of our branches with your documents to get started