Savings Accounts

Grow your wealth with competitive interest rates and flexible options

Regular Savings

Your everyday savings account

Up to 8% annual interest

  • Minimum opening balance: GH₵50
  • No monthly maintenance fees
  • Free mobile banking access
  • Unlimited deposits
  • 4 free withdrawals per month
  • Interest calculated daily, paid monthly
  • Qualify for loans after 3 months
Open Account

Fixed Deposit

Lock in higher returns

Up to 15% annual return

  • Minimum deposit: GH₵1,000
  • Terms: 3, 6, or 12 months
  • Guaranteed principal and returns
  • Interest rates increase with amount
  • Interest paid at maturity or monthly
  • Auto-renewal option available
  • Can be used as loan collateral
Invest Now

Target Savings

Save for specific goals

10% annual interest

  • Set your savings goal and timeline
  • Minimum opening: GH₵100
  • Automated deposit reminders
  • Track progress on mobile app
  • Higher interest than regular savings
  • Bonus on reaching target
  • Withdrawal at maturity only
Start Saving

Junior Savers

Give your child a head start

9% annual interest

  • For children under 18 years
  • Minimum opening: GH₵20
  • No maintenance fees
  • Free piggy bank on opening
  • Birthday bonus deposits
  • Financial literacy materials
  • Parent/guardian as co-signer
Open for Your Child

Fixed Deposit Interest Rates

Rates vary based on deposit amount and term

Deposit Amount 3 Months 6 Months 12 Months
GH₵1,000 - GH₵4,999 10% 12% 13%
GH₵5,000 - GH₵19,999 11% 13% 14%
GH₵20,000 - GH₵49,999 12% 14% 15%
GH₵50,000 and above 13% 15% Negotiable

*Rates subject to change. Contact us for current rates.

Start Growing Your Savings Today

Visit any of our 12 branches or contact us to open your account

Open Account Calculate Returns